Guide to request a loan of 2 thousand USD.

Your loan request

Your loan request

The request for a 2,000 USD loan is becoming increasingly common, both at banks (for example Unicredit with two Express loans with these characteristics) and at financials (one of the examples comes from Spin Lender, with the addition of his mini credit).

This is because it is a rather small figure, which allows you to fulfill certain expenses by returning the small loan with ease. These loans then become even more convenient if they are requested online, thus avoiding unnecessary files and waiting at the counters.

This is a figure that can also be requested without a paycheck, but this does not mean without guarantees, and you can get it in a very short time, practically almost immediately after the request itself.

The parameters: interest, installments and usability

The parameters: interest, installments and usability

The response comes from several comparators present on the web, which act as real computers, calculating the best loan from 2000 USD after certain variables have been entered (among these: age of the applicant, city of domicile, time in which to return the amount, etc.).

The period in which the request is made is also taken into account, which is why it is a result subject to change very frequently. However, the most important parameters that are taken into consideration concern the percentages of TAN and APR, the number and amount of installments, and the ease with which the loan can be requested and used, even online.

Which bank among the best

Which bank among the best

Among the best small loans valued by the comparators, the most reliable and cheaper 2,000 USD loan in installments is currently, in these first weeks of 2016, at three institutes or associations.

The first is the one provided by Infra Bank, which in 48 months offers monthly installments of 47.80 USD with TAN at 6.90% and APR at 7.83%. The estimate, including interest rates, can be requested online on the Fine Bank website by entering e-mail and date of birth, in addition to the desired amount in total and the monthly installment, while for sending documents and approval you need to go to the branch.

Immediately afterwards we find the loan from Best Bank: in this case the monthly payment amounts to 53.60 USD, with TAN at 6.75% and APR at 6.96%. To obtain this loan, the request for a quote can be made online, using the simulator, and then switch to the electronic sending of documents (identity card or driving license, last Telecom or Enel user, an income document) validated thanks to the digital signature available to Best Bank from Lite Lender Company. Once the loan application has been approved, you will receive the agreed sum by bank transfer.

Finally, the third best choice, if you want to apply for a loan of 2,000 USD, can be Lite Lender Company, belonging to the Spin Lender group, which offers installments of 56.20 USD, fixed TAN at 9.54% and APR at 9.97%. Even in this situation, insurance coverage is excluded from the quote, and quotes and payments can be requested entirely online by digital signature. For all the more detailed information, however, you can consult the respective websites of the financial companies we mentioned.

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